The Duchess was speaking on Tuesday afternoon at Fortune’s Most Powerful Women Next Gen Virtual Summit. Attendees at the ticketed event were required to pay $1750 (£1354) for access.
Due to the coronavirus pandemic the event took place online with Meghan speaking from her California home.
Meghan described the Royal Family as “the institution” whilst explaining her personal use of social media.
Referring to herself and Prince Harry she said: “We had [an Instagram account] through the institution and our office that was in the UK.
“But that wasn’t managed by us that was a whole team.”
Prior to stepping down as working Royals Harry and Meghan updated their fans via their ‘Sussex Royal’ Instagram account.
However, following discussions with senior Royal figures they agreed to drop the brand and last updated their account, which has over 10 million followers, on March 30.
Meghan closed her personal Twitter, Facebook and Instagram accounts prior to marrying Prince Harry in May 2018.
The couple met on a blind date in London’s Soho in July 2016.
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“People who are addicted to drugs are called users and people who are on social media are called users and there is something algorithmically that is in there that is creating this obsession and I think it’s very unhealthy for a lot of people.”
Meghan also used to run The Tig, a personal lifestyle and fashion blog.
She closed this down in April 2017 as her relationship with Prince Harry started becoming public.
In January of this year Harry and Meghan caused a global sensation by announcing they intended to step down as senior members of the Royal Family.
After their final Royal engagement in March the couple spent time in Canada before moving to California, Meghan’s home state, shortly before it went into coronavirus lockdown.
Recently Harry and Meghan moved into a new £11.2million home to the north of Los Angeles.
The elegant property includes a tennis court, swimming pool and children’s cottage.
Meghan and Harry posted a tribute to their fans on Instagram in their final post from the ‘Sussex Royal’ account before it stopped updating.
They said: “Thank you to this community – for the support, the inspiration and the shared commitment to the good in the world.
“We look forward to reconnecting with you soon. You’ve been great!”